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Title insurance protects you and your lender from financial losses due to defects in the property title, such as liens, claims, or ownership disputes.
A lender’s policy protects the mortgage lender’s interest in the property, while an owner’s policy protects your ownership rights. Both are important in a real estate transaction.
We handle the title search, issue title insurance, prepare legal documents, coordinate with all parties, and ensure funds are properly disbursed at closing.
A title search is a detailed review of public records to confirm legal ownership and identify any liens, claims, or issues that need to be resolved before closing.
Most title searches and settlements can be completed within 2 to 3 weeks, depending on property complexity and transaction speed.
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